Why Legal?

Online Services Versus a Comprehensive Legal Plan

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Online legal document providers are well-known services that essentially provide basic legal documents — such as wills and incorporation papers — for customers to fill out and file without the assistance of an attorney. While these services and related prices might sound attractive to many employees, a more tailored, personalized solution to meet their legal and financial needs and circumstances might be more beneficial.

An employer can provide a more holistic solution for employees’ legal needs by offering a legal insurance plan benefit – often at a lower cost. For example, a legal plan typically costs around $20 per month, but creating one document – like a will – with a leading online document provider would cost anywhere between $70 and $80.

And much like health insurance, which consumers would use to pay for visiting a doctor, legal insurance covers the fees of working with an attorney should an issue arise.

What's the biggest advantage of offering a legal insurance plan to your employees?

Offering a legal insurance plan to employees can provide them with the same services offered by online legal service providers, PLUS give them access to a network of attorneys for representation or advice via phone or in-office.

Most covered legal issues — such as consumer protection, estate planning and family law matters, to name a few — included in a legal insurance plan are 100% paid-in-full when members use a network attorney.

The benefits of offering a comprehensive legal plan are numerous and include enhancing employee satisfaction and productivity as well as contributing to their overall wellness. For example, with an ARAG legal plan:

90 percent of plan members feel that having legal insurance reduces their stress when dealing with legal issues.
Plan members reported that they felt their ARAG plan saved them an average of 8.5 hours per legal matter.

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