Why Legal?

Top 10 Legal Issues

  • 2 Minute Read
  • Shares

Three out of four Americans experience at least one legal event a year — and the majority experience more than one in a year.1 Do you hear that and think… “Really? I rarely (or never) have legal issues to deal with!” Are you sure? Check out the top 10 ways ARAG plan members use their plan and see if any of these are issues you or your employees have dealt with or will deal with in the future.
 

Average Costs for Top 10 Legal Issues

Legal Issue 
(Descriptions 
Below)

Average Hours
for Attorney
to Resolve

Average Cost
of Attorney
Fees3

ARAG® Plan
Member:
Average Cost
of Network
Attorney Fees
1. Wills  Simple Will: 4 $1,375 $0
2. Divorce

Uncontested: 8

Uncontested:
$2,744

$0
3. Traffic Minor
offense: 3
$1,029 $0
4. Sale/
Purchase
of a Home
Sale/
purchase: 6
$2,058 $0
5. Trusts

Revocable
trust: 5

$1,715

$0
6. Consumer
Protection

Debt issues: 7

$2,401 $0
7. Bankruptcy 8 $2,744 $0
8. Civil Damage
Claims
Civil
Action: 10
$3,430 $0
9. Property Protection 6 $2,058 $0
10. Family Law
Decree

Child
Support: 8

$2,744

$0

1. Wills

Dictate who you want to leave property and assets to, name executor of estate and guardian of any dependents (minor children).

2. Divorce

Uncontested divorce is when couple agrees on terms to end the marriage, such as how to divide assets and share custody of children.

3. Traffic

Moving violations such as a speeding ticket you want to fight.

4. Sale/Purchase of a Home

Transfer property from one owner to another.

5. Trusts

Protects property/assets (and can reduce taxes), names trustee (person who manages assets) and beneficiaries who will receive the assets.

6. Consumer Protection

Range of issues including debt collection issues and problems with contracts or warranties for products and services, such as cars or contractor work.

7. Bankruptcy

Eliminate or reduce debt by filing for personal, non-business bankruptcy.

8. Civil Damage Claims

Defend against damages you allegedly caused to someone else’s person or property.

9. Property Protection

Issues such as neighbor disputes, contract or financing disputes about your home, disputes with your landlord.

10. Family Law Decree

Enforce family decrees or defend modifications of child support and child custody.

ARAG Legal Insurance

The top 10 issues are just a small window into the many issues that ARAG legal insurance helps people deal with every day. ARAG has 100% paid-in-full coverage for more than one hundred legal matters when working with a Network Attorney – plus free online tools and resources, including 350+ DIY documents. Your employees who use ARAG will stress less and spend less (time and money)!

  • 90% of ARAG plan members that feel having legal insurance reduces their stress.4
  • 8.5 hours is the average amount of time ARAG plan members feel they save when dealing with legal issues.5
  • $3,550 is the average amount ARAG plan members save in attorney fees per legal matter.6

Learn how ARAG can help your business and employees. Contact us today.

Resources

White Paper

Download ARAG’s new white paper and see how legal and financial stress impacts employee wellness.

All Topics

View a list of all our legal topics.

Legal Glossary

Find definitions of legal terms.