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Holiday Closure Notice:

ARAG offices will be closed Monday, January 19, in observance of Martin Luther King Jr. Day. We will reopen Tuesday, January 20.

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© 2026 ARAG North America, Inc.

Limitations and exclusions apply. Depending upon a state's regulations, ARAG's legal insurance plan may be considered an insurance product or a service product. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, contact us.

Eligibility, coverage, limitations and exclusions of identity theft insurance are governed by a separate coverage document.

Photographs depicted on this website are fictional customers and/or paid models or actors, and are not actual customers. Publications and articles are provided as educational material only. While every effort has been made to ensure their accuracy, it is not intended as legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. By clicking on third-party links provided, you are connecting to another website. We have provided links to these sites for information that may be of interest to you. These links and any opinions, products, services or any other sites contained therein are not endorsed by ARAG. ARAG is not responsible for the legality or accuracy of the information contained therein, or for any costs incurred while using this site.