Official Rules

E-Gift Card: No purchase necessary to enter or win. ARAG North America, Inc. (“ARAG®”) reserves the right to modify these rules without notice.  Your entry in the drawing constitutes your acceptance of these rules.  Violation of any rules or submission of an entry may result in disqualification of your submission.  Participation in this drawing constitutes full and unconditional agreement and acceptance of the Official Rules and the decisions of the sponsor, which are final and binding.  This drawing is subject to all federal, state and local laws and regulations and void where prohibited by law.


Eligibility: Winner must be a Health & Benefits Leadership Conference (HBLC) registered attendee who visited the ARAG virtual booth, and 18 years of age or older, a resident of the United States, excluding Puerto Rico, and is only eligible to win one time per calendar year.

How to Enter:  Fill out the form provided at ARAG’s virtual booth on the HBLC website during the entry period (May 3 – May 13, 2021). You must complete all required fields on the entry form. You must be the owner of the email account associated with the account from which your entry is made. Entrants are not permitted to share the same email address. ARAG is not responsible for lost or late entries or any computer, network or software malfunctions.

Frequency of Entering Drawing:  One entry per person.

Selection of Winner/Odds of Winning:  One winner will be determined by random drawing from all eligible entries received, to be held May 14, 2021 at 8 a.m. Odds of winning vary based on number of actual entries.  ARAG claims no responsibility for results of selection. 

Prize:  Prize consisting of One E-Gift Card valued at $100.00 will be given away.  Winner will choose the e-gift card they wish to receive from a list provided by ARAG. Prize selection and redemption instructions will be emailed to the winner immediately following the drawing at the email address provided on the entry form. ARAG will not award cash to the winner in lieu of the e-gift card. ARAG is not responsible for replacing the e-gift card if it is lost or stolen.

Sponsor:  Drawing is sponsored by ARAG North America, Inc.  Gift Cards are given away on behalf of ARAG. This giveaway is not sponsored by, affiliated with or endorsed by any other business.

Taxes:  Prize winner shall be solely responsible for all federal, state and/or local taxes, and the reporting consequences thereof.

Permission to Contact:  By participating in this drawing, you are authorizing ARAG to contact you.  ARAG respects your privacy and does not sell, rent or give away your personal information.