Why You Need Legal Insurance

Legal Insurance 101

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Legal Insurance 101

Legal insurance is an in-demand benefit across the world. See how it works in the U.S. — and how it can help you address common legal issues.

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What is legal insurance?

Legal insurance provides coverage for fees associated with everyday legal events.

People with legal insurance around the globe

90%: Sweden
62%: United Kingdom
44%: Germany
32%: France
14%: United States
64/99 -U.S. rank for accessibility & affordability of justice compared to other countries.

How does legal insurance work?

  1. Experience a legal event.
  2. Call or meet with Network Attorney, receive expert advice & representation.
  3. File claim with insurance co.
  4. Insurance co. handles billing.
  5. Worry-free life.

If you decide to work with an out-of-network attorney, you are reimbursed for a portion of the cost of service.

Why have legal insurance?

87% of people with legal insurance feel it reduces their stress.

Legal insurance checklist

When choosing a legal insurance provider, make sure you compare policy features to find the right one for you.

Does the policy have 100% paid-in-full coverage, or just discount services?
Does the policy cover meetings with attorneys, or just phone calls?
Does the insurance provider ensure attorneys are credentialed?
What legal issues are covered by the policy? What are NOT covered?

Average legal fees without legal insurance:

Attorney fees for most legal events are 100% paid-in-full.

Attorney fees: $323 hourly
Debt collection issues: $2,717
Neighbor dispute: $1,534
Driving privilege protection: $2,584
Standard will preparation: $969

Attorney legal fees with legal insurance: $0

Resources

All Learning Center Topics

View all Learning Center topics.

Legal Glossary

Find definitions of legal terms.