What Is Legal Insurance?

How Legal Insurance Works Compared to Health Insurance

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How Legal Insurance Works Compared to Health Insurance

When you consider that only 8% of Americans indicate they have legal insurance, it’s probably no surprise that most people aren’t familiar with what it is or how it works. But a quick comparison with medical insurance shows that it is very accessible and valuable in helping people resolve their legal and financial issues.

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How Legal Insurance Works Compared to Health Insurance

Legal Insurance

  • You have a legal issue that needs to be addressed by an attorney.
  • You go online or call your insurance company to determine coverage.
  • You are provided information for local attorneys in your network that can help you.
  • You consult with one of the attorneys in the network in the office or over the phone.
  • You and your attorney figure out next steps, such as legal paperwork, a trial or follow-up appointments.
  • You may want to schedule an annual check-up with your attorney to review you legal matters and work to prevent serious legal issues from affecting you or your loved ones

Health Insurance

  • You have a medical issue that needs to be addressed by a doctor.
  • You go online or call your insurance company to determine coverage.
  • You are provided information for local doctors in your network that can help you.
  • You consult with one of the doctors in the network in the office or over the phone.
  • You and your doctor figure out next steps, such as prescriptions drugs, surgery/medical procedures or follow-up visits.
  • You may want to schedule an annual check-up with your doctor to review your health and work to prevent medical issues.

1How Legal and Financial Issues Impact Employee Wellness. Russell Research for ARAG. February 2017.

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