With ARAG legal insurance, network attorney fees are 100% paid in full for a wide variety of covered matters. This is much more robust coverage than a discount legal plan, which only offers employees discounted hourly rates on attorneys. Our legal plan coverage typically includes consultation, document review and preparation and representation, even in court if necessary. Members can also use their specific legal plan coverage for more than one legal matter per year. In addition, our legal insurance plan typically features auxiliary services, which could include services for parents and grandparents, tax services, Identity Theft Protection and financial education and counseling. Note that adding one or more of these services to the plan design can impact the rate offered to members.