Official Rules

No purchase necessary to enter or win. ARAG North America, Inc. (“ARAG®”) reserves the right to modify these rules without notice. Violation of any rules or submission of an entry may result in disqualification of your submission. Participation in this drawing constitutes full and unconditional agreement and acceptance of the Official Rules and the decisions of the sponsor, which are final and binding. This drawing is subject to all federal, state and local laws and regulations and void where prohibited by law.

  1. Prize:  One prize will be given away consisting of a hammock (valued at $25.00).
  2. Eligibility: Winner must be 18 years old or older, a resident of the United States, excluding Puerto Rico, and is only eligible to win one time per calendar year. No attorney network membership necessary to enter. Employees of ARAG and their families are not eligible to win.
  3. How to Enter: Eligible entrants may enter by going to and completing and submitting the entry form online. One entry per person. Entries must be received before 11:59 PM CT on 9/30/2020. ARAG is not responsible for lost or late entries or any computer, smart devices, network or software malfunctions.  All entries become the property of ARAG.
  4. Selection of Winner/Odds of Winning: One winner will be determined by random drawing from all eligible entries received by the end of the promotion. Winner will be contacted via email then mailed the hammock via UPS. Odds of winning are dependent on number of eligible entries received. ARAG claims no responsibility for results of the selection.
  5. Sponsor: Prizes are given away on behalf of ARAG. This giveaway is not sponsored by, affiliated with or endorsed by the prize manufacturer.
  6. Taxes: Prize winner shall be solely responsible for all federal, state and/or local taxes, and the reporting consequences thereof.
  7. Use of Personal Information and Permission to Contact: By participating in this event, you are authorizing ARAG to contact you. ARAG respects your privacy and does not sell, rent or give away your personal information.
  8. Indemnification: You agree to release, indemnify, defend and hold harmless ARAG, its officers, directors, employees, parent companies, affiliates and subsidiaries from and against any and all losses, liabilities, expenses, damages, and costs, including reasonable attorney’s fees and court costs, in connection with this event, your participation in any prize related activity, acceptance of a prize and/or use or misuse of a prize, including without limitation, personal injury, death and property damage, and claims based on publicity rights, defamation or invasion of privacy.